8 safety tips to know before the next time you drive your ATV
Posted: April 30, 2021
Before you get on your ATV, the most important thing to do is familiarize yourself with safe operating habits. These eight tips are among the most important things you should know to keep yourself and others safe during your next off-road adventure. 1. Make sure you have proper safety gear First things first. Before you even think about driving your ATV, make sure you’re ready...
ATV vs. UTV: The differences explained
Posted: April 28, 2021
Shopping for and purchasing an off-road vehicle can be an exciting adventure all on its own—especially when you’re deciding between an all-terrain vehicle (ATV) or a utility task vehicle (UTV). Review and compare their features below to determine which of these vehicles may be best for you. Definition of an ATV An ATV is an all-terrain vehicle—commonly called a four-wheeler or quad—designed for a single...
Term or Whole Life: Which Life Insurance Policy is Best?
Posted: April 22, 2021
Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing...
Gauging Liability Insurance Needs for Your Business
Posted: April 19, 2021
Every business should have liability insurance – but what policy limits are right for your company? A lease or contract may require liability insurance with a specific limit. For guidance, it is advised that you speak to an experienced insurance agent. Many business owners should have higher limits than the coverage required for a lease or contract. Which Type of Business Liability Insurance Do You...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...