Do I Need Boat Insurance for a Non-Motorized Boat?
Posted: June 1, 2021
Depending on where you live, you may not be legally required by the state to carry boat insurance for a non-motorized boat, but that is not the only reason to insure your boat. If you have invested in a sailboat, kayak, canoe, or RIB (rigid inflatable boat), boat insurance will protect your investment if the watercraft is damaged during an accident. It should also protect...
Can a Life Insurance Beneficiary Decline?
Posted: May 22, 2021
The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to decline? What is a Beneficiary? A beneficiary is a person...
Beginner’s Guide to Business Owners Package (BOP) Insurance
Posted: May 19, 2021
BOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option. The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...
Replacing your wiper blades
Posted: May 18, 2021
Understand the importance of windshield wiper blades Without properly functioning wiper blades, your visibility decreases, putting yourself and others in danger. You can replace your windshield wiper blades on your own, but the job can be frustrating—if you don’t know how. By following the steps we outline here, you can save yourself both time and money. Determine windshield wiper wear Because wiper rubber degrades from...
Driving Safely in Heavy Traffic
Posted: May 16, 2021
Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic. Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision! Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few...