How to Determine the Right Amount of Coverage Needed
Posted: September 7, 2022
Life insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....
Ride California’s Angeles Crest Highway
Posted: September 7, 2022
Ready to ride one of the finest motorcycle routes in the Los Angeles metro area? The Angeles Crest Highway—also known as the Angeles Crest Scenic Byway—offers you a thrilling and picturesque alpine alternative to the hustle and bustle of the city. With this guide, we’ll help you prepare for your ride with weather and safety tips, a series of must-see stops, and an interactive route...
How Should I Budget for Business Insurance?
Posted: September 4, 2022
Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
Why your car won’t start when it’s cold—and how to fix it
Posted: September 2, 2022
Stranded in the cold because your car won’t start? Cold weather can be especially hard on parts of a vehicle like the battery, alternator, fuel system, and engine oil. This guide covers the four most common reasons a car won’t start in cold weather, how you can fix it, and ways to prevent it so you can stay on the road with your heat on full...
Insurance lapse: Your guide to understand, fix, and prevent it
Posted: August 30, 2022
Missing payments resulting in a car insurance lapse is more common than you might think. It happens, and you’re not alone. We’re here to help you get back on the road quickly and legally, while also helping you understand and avoid penalties like having your license revoked or worse—jail time in states like Montana and Kentucky if you’re caught driving without insurance. What to do...