4 Tips on How to Protect Your Home While on Vacation
Posted: June 3, 2023
The summer season is almost here! For many of us, the warm, sunny months are the ideal time to enjoy a vacation. However, before planning a getaway, you should consider what steps you might take to protect your home, so you do not return to find any unpleasant surprises. Personal insurance can be a lifesaver if your home is robbed, vandalized, or affected by a...
Understanding property damage liability insurance
Posted: May 30, 2023
What is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...
Liability vs. “full coverage” car insurance
Posted: May 25, 2023
The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...
Does My Business Vehicle Need Insurance Coverage?
Posted: May 19, 2023
For motor vehicles that are used in business, it is vital to ensure you have commercial vehicle insurance coverage. Personal auto insurance policies are not designed for vehicles that are used for business activities and will refuse to pay for accidents if a vehicle was engaged in business activities. When you have commercial auto insurance, the policy can cover family members performing business duties, employees,...
What You Should Know About Boat Insurance
Posted: May 16, 2023
Boat insurance can protect your investment in a valuable watercraft. Also, many marinas require boat insurance to dock a boat at their facility. Even when boat insurance is not required by law, it is still wise to have this protection in place to protect your investment in your boat or other watercraft. Boat insurance can cover damage to your boat as well as protect you...